Specialty and Commercial Loan Programs

Commercial & Specialty Loans:

Any non-residential property is considered a commercial property. The most common types of properties are apartment buildings of 5+ units, office buildings, strip centers, shopping centers, industrial buildings and warehouses, restaurants, bars, special use properties, and even raw land. Just to name a few. Home Financial Group is ready to help you make your business venture in commercial real estate a reality!

Check out some of our loan products:

Specialty Financing Bridge Loans:

Selling and buying a house but have some cash flow restraints? No problem! Home Financial Group can help you obtain a bridge loan to give you piece of mind. We are able to provide bridge financing for multiple types of properties.

 

Key Benefits and Features:

– Ideal for self-employed or individuals with income that is hard to document

– Low credit scores accepted

– Purchase and Refinance with up to 70% Financing

HELOC “Home Equity Line of Credit”

Have equity on your home and need to pay off other debt? A HELOC might be the right option for you.

 

Key Benefits and Features:

– 680+ FICO

– CLTV 70-90%

– DTI up to 45%

Investment Properties:

Loan amounts from $100,000 up to $2 million may be available. A minimum 620 credit score is required.

 

Key Benefits and Features:

– The option to purchase an unlimited number of investment properties

– Model home leasebacks are allowed

– 30% down payments for loans up to $2 million

– Fixed and ARMs are available

– Up to 6% seller contributions are allowed


Free Consultation for Home Buyers or Borrowers

Would you like to speak to one of our Mortgage Professionals? Just submit your contact details and we’ll be in touch shortly. You can also email us if you prefer that type of communication.